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Ubify Financial Advisory Board
FINANCIAL ANALYSTS & CPA REVIEWERS
About This Tool
Required Minimum Distribution (RMD) Calculator is an interactive online calculator on tools.ubify.app. Calculate mandatory IRS Required Minimum Distributions (RMD) for Traditional IRAs and 401(k) accounts based on SECURE 2.0 rules.
Fast, 100% free, private client-side processing directly in your browser with zero server data storage.
How to Use
- 1
Enter your parameter values into the input fields.
- 2
Adjust optional settings or unit parameters.
- 3
View real-time calculated metrics and breakdown statistics.
- 4
Copy the results summary or print your report for documentation.
Frequently Asked Questions
At what age must I begin taking RMDs?
Under the SECURE 2.0 Act, the starting age for RMDs increased to age 73 for those turning 72 after 2022, and will increase to age 75 in 2033.